Financial aid for the summer term is generally limited to Federal Pell Grant, Federal Subsidized and Unsubsidized Direct Loans, Federal Parent Loan (PLUS), Federal Graduate Plus Loan and private loans. New York State residents may also qualify for the New York State Tuition Assistance Grant (TAP). For most aid programs you must be enrolled for at least six credits in total during summer 2022 (Exceptions may include federal Pell Grant or private loans).
Your summer cost of attendance/budget will be based upon the cost of your total expected summer term enrollment and living expenses. You can view your individualized cost of attendance along with your summer bill online via your personal UIS account.
General Eligibility Requirements
To receive federal and state aid you must be admitted to a St. John’s University degree program and meet all federal eligibility requirements, including satisfactory academic progress and the following general requirements:
Please note: The act of applying for summer loans will constitute your acceptance of your entire federal loan eligibility for the upcoming school year, to be divided as follows:
If you are seeking a private loan for the summer you may borrow up to the total Cost of Attendance, which includes tuition, fees, and living expenses minus any other summer aid you receive.
Please initiate the private loan application process directly with your chosen lender. Please review the private loan process and the form you need to complete and submit to enable St. John’s to certify a private loan for you upon lender request.
St. John’s recommends that students review their opportunities for borrowing through conventional federal loan programs first (Federal Direct Loan and Federal Graduate/Professional PLUS Loan), and beyond these, to evaluate private loan options carefully.